PRIVACY POLICY

Effective Date: April 1, 2026

1. Introduction

This Privacy Policy explains how Terence Carfrae (“Company,” “we,” “us,” or “our”) collects, uses, stores, and protects personal information when you visit terencecarfrae.com (the “Website”) or purchase digital products, programs, or coaching services.

By accessing this Website, you agree to the practices described below.

2. Information We Collect

We may collect the following information:

A. Information You Provide Directly

• Full name
  

• Email address
  

• Phone number (if voluntarily provided)

• Billing details
  

• Account login credentials
  

• Application forms, questionnaires, and submitted materials
  

• Communications sent to us
  

B. Automatically Collected Information

• IP address
  

• Browser type
  

• Device information
  

• Geographic region
  

• Pages visited
  

• Time spent on Website
  

• Referring URLs
  

• Cookies and tracking data
  

C. Payment Information

Payments are processed via third-party payment processors. We do not store full credit card numbers. All financial data is handled directly by the selected processor in accordance with their security policies.

3. How We Use Your Information

We may use collected data to:

• Deliver digital products and coaching services
  

• Create and manage user accounts
  

• Process payments
  

• Provide support
  

• Send educational and marketing communications
  

• Improve Website performance
  

• Conduct analytics
  

• Maintain business records
  

• Enforce our Terms & Conditions
  

• Develop future products and services
  
  

We reserve the right to use collected information for legitimate business and marketing purposes.

4. Marketing Communications

By submitting your email address, you consent to receive:

• Course-related communications
  

• Marketing emails
  

• Invitations to programs
  

• Educational content
  

You may unsubscribe at any time via the unsubscribe link in any email.

5. Cookies and Tracking Technologies

We may use:

• Google Analytics
  

• Tracking pixels
  

• Cookies
  

• Similar technologies
  

These tools help us understand behavior and improve services.

You may disable cookies via browser settings.

6. Third-Party Services

We may share information with trusted third parties such as:

• Payment processors
  

• Email marketing and CRM platforms (including GoHighLevel and other platforms we may use from time to time)
  

• Hosting providers
  

• Analytics services
  

• Community platforms
  

Each third party operates under its own privacy policies.

7. International Users (GDPR Compliance)

If you reside in the European Union or the United Kingdom, you have the right to:

• Access your data
  

• Request correction
  

• Request deletion
  

• Restrict processing
  

• Withdraw consent
  

• Request data portability
  

To exercise these rights, contact:

[email protected]

This business operates from Australia. As we do not have a fixed address, Australian law applies generally, and we comply with the Australian Privacy Act 1988 in the handling of personal information.

8. California Residents (CCPA)

California residents may request:

• Disclosure of collected personal data
  

• Deletion of personal information
  

• Confirmation that personal data is not sold
  

We do not sell personal data.

9. Data Security

We implement reasonable security measures to protect your information. However, no electronic system can guarantee absolute security.

10. Data Retention

We retain personal data as long as necessary to:

• Deliver services
  

• Maintain records
  

• Comply with legal obligations
  

• Resolve disputes

11. Changes to This Policy

We reserve the right to update this Privacy Policy at any time. Continued use of the Website constitutes acceptance of revisions.

12. Contact

For privacy inquiries:

Email: [email protected]

Website: terencecarfrae.com